Our company is a direct lender of VA loans. This enables our clients to qualify and close in a fast manner. Our loan specialists have over 20 years experience in providing loan advice for this VA benefit.

Direct lender of VA loans - California Veterans Home Loan Center
  • Wounded Warrior Project



Military Veterans deserve homes.  At California Veterans Home Loan Center, we make sure home ownership is a priority.  Let our team of experienced loan officers craft a plan to fit your mortgage needs.   One of the many strengths of California Veterans Home Loan Center is simplifying the process in which it takes to close the loan. Instead of complicating the process by continuously asking for extra paperwork, we ask for the proper documentation up-front. This streamlined loan process lessens the aggravation to acquire a home or refinance.

Whether you are purchasing or refinancing a home, the VA loan usually offers the best terms on a 30 Year Fixed or a 15 Year Fixed. In addition, the VA loan is commonly the easiest loan to qualify for. This mortgage requires NO MONEY DOWN to purchase a home. In addition, there is NO PMI.  If a refinance is needed, we lend up to 100% of the appraised value.  Currently, we only lending in the State of California, but hope to expand to other states in the near future.

Even though our specialty is the VA Loan, we also offer many other loan products, including Fannie Mae, Freddie Mac, and FHA.  In addition to those products, Construction Loans and HARP products are available.  For the borrower that is very difficult to assist with income, or really credit challenged, the Hard Money loans may be used.  Every individual has a unique situation, and its best to speak with our loan representative to tailor the best mortgage.

The VA Loan Guarantee is provided in recognition of the contributions and sacrifices that Veterans have made for America.  The U.S. government currently insures VA home loans up to 100% meaning that new home buyers, refinance borrowers and lenders have little risk.  Buying a home with a VA loan has never been so easy.  It’s time to take advantage of the current, near record low interest rates.  VA loans are very favorable in comparison to other mortgages.  Please call us today or fill out the form on the right.  It’s time to get started

Our office is located at the following address;

2130 Main Street, Suite 110
Huntington Beach, CA 92648
NMLS# 339255
Not a governmental agency.

VA Loan Information

  • Advantages of VA Loan
  • What the VA Loan offers
  • Who is Eligible
  • No Money Down
  • No PMI
  • More lenient underwriting guidelines
  • Competitive interest rates
  • Up to 100% Cash-out of appraised value on refinance

Here is a quick glimpse at what the VA Loan offers:

The only mortgage product with NO down payment
No Private mortgage insurance
Relaxed credit qualifications
All-time low interest rates

Sound Interesting? If so, you can begin this process by filling out the form to the right. Once the form is completed you will be contacted by a VA Loan representative who can determine your eligibility and maximum qualification.

You may be eligible for a VA Home Loan if you meet one or more of the following conditions:

You have served 90 consecutive days of service during wartime OR
You have served 181 days of services during peacetime OR
You have more than 6 years of service in the National Guard or Reserves OR
You are the spouse of a service member who died in the line of duty or as a result of a service-related disability

Enjoy the best VA benefit available!

A Home loan with NO MONEY DOWN!





VA loan type

Loan Amount


Credit Score

Military branch

Ready to Get Started?

or call us now to speak to a VA Loan Specialist 888-762-0220