Military Veterans deserve homes.  At California Veterans Home Loan Center, we make sure home ownership is a priority.  Let our team of experienced loan officers craft a plan to fit your mortgage needs.   One of the many strengths of California Veterans Home Loan Center is simplifying the process in which it takes to close the loan. Instead of complicating the process by continuously asking for extra paperwork, we ask for the proper documentation up-front. This streamlined loan process lessens the aggravation to acquire a home or refinance.

Whether you are purchasing or refinancing a home, the VA loan usually offers the best terms on a 30 Year Fixed or a 15 Year Fixed. In addition, the VA loan is commonly the easiest loan to qualify for. This mortgage requires NO MONEY DOWN to purchase a home. In addition, there is NO PMI.  If a refinance is needed, we lend up to 100% of the appraised value.  Currently, we only lending in the State of California, but hope to expand to other states in the near future.

Even though our specialty is the VA Loan, we also offer many other loan products, including Fannie Mae, Freddie Mac, and FHA.  In addition to those products, Construction Loans and HARP products are available.  For the borrower that is very difficult to assist with income, or really credit challenged, the Hard Money loans may be used.  Every individual has a unique situation, and its best to speak with our loan representative to tailor the best mortgage.

The VA Loan Guarantee is provided in recognition of the contributions and sacrifices that Veterans have made for America.  The U.S. government currently insures VA home loans up to 100% meaning that new home buyers, refinance borrowers and lenders have little risk.  Buying a home with a VA loan has never been so easy.  It’s time to take advantage of the current, near record low interest rates.  VA loans are very favorable in comparison to other mortgages.  Please call us today or fill out the form on the right.  It’s time to get started